Every year, Canadians receive benefit payments after filing their income taxes or applying for them.

Since most of them are automatically applied, we sometimes forget we’re even getting extra money. And if you happened to check your bank account on January 5, you may have even received a couple of these benefit payments already.

These are usually deposited via direct deposit but if you don’t have that set up, you’ll get them in the form of a cheque.

Not everyone is eligible for every benefit. But if you’re like us and would love to know when you’ll be receiving these payments in 2023, you’ve come to the right place.

Here’s a breakdown of every benefit available to Canadians and when to expect them:

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Canada workers benefit (CWB) – Advance payment

This is a refundable tax credit that aims to help individuals and families who are working and are low-income. The benefit has two parts: a basic amount and a disability supplement. This is claimed when you file your income tax return, only if you’re eligible.

  • January 5, 2023

Goods and services tax / harmonized sales tax (GST/HST) credit

The GST/HST credit is “a tax-free quarterly payment that helps individuals and families with low and modest incomes offset the GST or HST that they pay,” according to the Canadian government. Canadians are automatically considered for the GST/HST credit when taxes are filed. For more information, click here.

  • January 5, 2023
  • April 5, 2023
  • July 5, 2023
  • October 5, 2023

Climate action incentive payment

This benefit is a tax-free amount paid to help individuals and families “offset the cost of the federal pollution pricing.” Residents of Alberta, Saskatchewan, Manitoba, and Ontario receive this in quarterly tax-free payments. For more information as to how much and who is eligible, click here.

  • January 13, 2023
  • April 14, 2023
  • July 14, 2023
  • October 13, 2023

Canada child benefit (CCB)

The Canada child benefit is a tax-free monthly payment made to eligible families to help with the cost of raising children under 18. This is a benefit you apply for and may include the child disability benefit, including any related provincial and territorial programs, according to the government.

  • January 20, 2023
  • February 20, 2023
  • March 20, 2023
  • April 20, 2023
  • May 19, 2023
  • June 20, 2023
  • July 20, 2023
  • August 18, 2023
  • September 20, 2023
  • October 20, 2023
  • November 20, 2023
  • December 13, 2023

Canada Pension Plan

The Canada Pension Plan is a monthly, taxable benefit that replaces part of your income when you retire. To qualify, you must be at least 60 years old and have made at least one valid contribution to the CPP.

  • January 27, 2023
  • February 24, 2023
  • March 29, 2023
  • April 26, 2023
  • May 29, 2023
  • June 28, 2023
  • July 27, 2023
  • August 29, 2023
  • September 27, 2023
  • October 27, 2023
  • November 28, 2023
  • December 20, 2023

Ontario trillium benefit (OTB)

This benefit is a combination of the Ontario energy and property tax credit, Northern Ontario energy credit, and Ontario sales tax credit. It is usually divided by 12 and the payments are issued monthly. The amount you receive is based on your income tax and benefit return. Ontario only.

  • January 10, 2023
  • February 10, 2023
  • March 10, 2023
  • April 6, 2023
  • May 10, 2023
  • June 9, 2023
  • July 10, 2023
  • August 10, 2023
  • September 8, 2023
  • October 10, 2023
  • November 10, 2023
  • December 8, 2023

Alberta child and family benefit (ACFB)

The ACFB is a tax-free amount that is paid to families that have children under 18. The benefit becomes less if the family income exceeds $24,467. “If your adjusted family net income is between $24,467 and $41,000, you may receive a partial benefit,” according to the government. Alberta only.

  • February 27, 2023
  • May 26, 2023
  • August 25, 2023
  • November 27, 2023