Photo via CAA
When it comes to protecting your home, two things are important: strong coverage you can rely on and real opportunities to save.
CARP-recommended provider CAA Insurance offers just this — a combination of trusted protection, discounts, and benefits all designed to help policyholders get more out of their insurance.
You shouldn’t have to choose between affordability and peace of mind. With a wide range of savings opportunities and robust coverage features, Canadians can tailor their home insurance to better suit their lifestyle, while keeping costs in check.
CAA Insurance1 offers a wide range of savings opportunities. Depending on province, homeowners over 45 may be eligible for savings of up to 10 percent, and mortgage-free homeowners may also qualify for similar discounts.
Beyond life-stage savings, there are several other ways to reduce premiums. Bundling home and auto insurance through CAA Insurance can unlock additional savings, and it also includes added value such as CAA Tire Coverage.1
CAA Members may save up to 20 percent2 on their home insurance premium, while those who remain claims-free for five or more years can access savings of up to 15 percent.
Homeowners with monitored alarm systems may also be eligible for savings of up to 10 percent depending on province.
CAA Insurance goes beyond traditional home insurance by including valuable added protections that give you peace of mind. One standout feature is Legal Expense Insurance³, included at no additional cost.
It gives you access to a Legal Helpline for advice and support when legal questions arise. If your claim is accepted, it can also help cover eligible legal costs, including lawyer fees, court expenses, expert reports, and other necessary disbursements.
Enhancements like this are designed to support homeowners not just financially, but also in practical situations where extra protection matters.
Another key differentiator is the personalized service offered by CAA Insurance agents. Homeowners can always request a policy review to ensure their coverage is up to date and aligned with their needs.
This also helps identify potential savings opportunities that could be being overlooked.
1.Auto and Property Insurance and CAA Tire Coverage are underwritten by CAA Insurance Company
2. To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). CAA Everyday Members maximum savings on auto insurance is 5%.
3. Underwritten by CAA Insurance Company. Claims administered by ARAG Legal Solutions Inc. (ARAG).
4. Please visit carp.ca/CAA to see a list of underwriters covering various CAA insurance products. Terms and conditions
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